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Monday, August 24, 2020

Without this you can't Renew Motor Insurance

 The Insurance Regulatory and Development Authority (IRDAI) on Friday and issued a new circular saying Insurance companies to not renew Motor Insurance without a valid pollution control (PUC) certificate for the vehicle

 

Interestingly, in July 2018, the Supreme Court had first issued directions in this regard instructing all insurance companies to not issue an insurance policy for a vehicle unless the owner furnishes pollution under control certificate for it. Clearly, this order by the honorable Supreme Court was not complied with, thus necessitating the new order by IRDAI.


What is PUC certificate?
It is a certificate that vets that the emissions passed from vehicles meets the pollution control standards. The pollution standards/emission levels are fixed for all types of motor vehicles in India. Once a vehicle undergoes a PUC test successfully, a certificate is provided to vehicle owner. Therefore, with the help of the certification, you get to know that your vehicle’s emissions are in alignment with standard pollution norms and are not harmful to the environment. 

According to Motor Vehicles (Amendment) Act 2019, any person driving a motor vehicle in any public place shall, on being so required by a police officer in uniform authorised in this behalf by the State Government, produce—
  • Certificate of insurance;
  • Certificate of registration;
  • Pollution under control certificate;
  • Driving licence;